Insurance - Old
It is compulsory for every student entering Malaysia to have medical insurance. You will be insured from the date you enter Malaysia if you inform your institution of the date as soon as you arrive.
All of the insurance packages provided meet the minimum coverage requirements set out by the Ministry of Higher Education (MOHE)
Note: EMGS will no longer offer the following Medical Insurance providers, however EMGS will honour all applicants who purchased these insurance policies before the mentioned dates. For more information on the new insurance packages being offered by EMGS, please click here
-
AIA (Not available from 1st of April 2021)
-
AXA (Not available from 3rd of February 2021)
-
HONG LEONG MSIG TAKAFUL (HLMT) (Not available from 1st of November 2020)
(Insurance premium per annum in Ringgit Malaysia)
| Silver (Not available from 1st of April 2021) | |
| Maximum limit per disability | RM20,000 |
| Foreign Students Aged ≥ 16 but ≤ 60 | RM540 |
| Gold (Not available from 1st of April 2021) | |
| Maximum limit per disability | RM30,000 |
| Foreign Students Aged ≥ 16 but ≤ 60 | RM951 |
| Platinum (Not available from 1st of April 2021) | |
| Maximum limit per disability | RM50,000 |
| Foreign Students Aged ≥ 16 but ≤ 60 | RM1112 |
With effect from 1st April 2021, all applicants will no longer be able to select AIA premium insurance plan through EMGS. EMGS will honour the policy purchased prior to 1st of April 2021..
More details about the Packages and Insurance Premiums Information available Here.
(Insurance premium per annum in Ringgit Malaysia)
| AXA-550 (Not available from 3rd February 2021) | |
| Maximum limit per disability | RM20,000 |
| Foreign Students Aged ≥ 12 but ≤ 60 | RM550 |
| Foreign Students Aged > 60 but ≤ 65 | RM550 |
| AXA-450 (Not available from 10th July 2018) | |
| Maximum limit per disability | RM20,000 |
| Foreign Students Aged ≥ 12 but ≤ 60 | RM450 |
| Foreign Students Aged > 60 but ≤ 65 | RM450 |
| Silver (Not available from 6th Feb 2017) | |
| Maximum limit per disability | RM20,000 |
| Foreign Students Aged ≥ 12 but ≤ 60 | RM500 |
| Foreign Students Aged > 60 but ≤ 65 | RM2150 |
| Gold (Not available from 6th Feb 2017) | |
| Maximum limit per disability | RM30,000 |
| Foreign Students Aged ≥ 12 but ≤ 60 | RM750 |
| Foreign Students Aged > 60 but ≤ 65 | RM2800 |
| Platinum (Not available from 6th Feb 2017) | |
| Maximum limit per disability | RM50,000 |
| Foreign Students Aged ≥ 12 but ≤ 60 | RM850 |
| Foreign Students Aged > 60 but ≤ 65 | RM3800 |
With effect from 3rd February 2021, all applicants will no longer be able to select AXA premium insurance plans through EMGS. EMGS will honour the policy purchased prior to 3rd of February 2021 until their expiry.
More details about the Packages and Insurance Premiums Information available here.
(Insurance premium per annum in Ringgit Malaysia)
| Silver (Not available from 1st November 2020) | |
| Maximum limit per disability | RM20,000 |
| Foreign Students Aged ≥ 16 but ≤ 60 | RM400 |
| Gold (Not available from 1st November 2020) | |
| Maximum limit per disability | RM30,000 |
| Foreign Students Aged ≥ 16 but ≤ 60 | RM710 |
| Platinum (Not available from 1st November 2020) | |
| Maximum limit per disability | RM50,000 |
| Foreign Students Aged ≥ 16 but ≤ 60 | RM830 |
With effect from 1st November 2020, all applicants will no longer be able to select HONG LEONG MSIG TAKAFUL (HLMT) premium insurance plan through EMGS.
More details about the Packages and Insurance Premiums Information available here.
